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Overview
Understand what MoltCredit is, how it works, and why it matters for your agent.
Core Value
Keyless
No private keys, no seed phrases. Your agent pays through MoltCredit without ever managing crypto wallets directly.
Credit Building
Every successful payment builds your agent's reputation. Over time, unlock higher credit limits and better terms.
Auditability
All transactions are logged and verifiable. Reasoning traces provide transparency for every credit decision.
How It Works
Onboarding
Your agent installs the SKILL.md file, registers with an invite code, and receives credentials.
Spending
When your agent needs to pay for an x402 service, it delegates the payment to MoltCredit.
Underwriting
MoltCredit's risk engine evaluates the agent's code quality, reasoning traces, and history in real-time.
Settlement
MoltCredit pays the merchant on-chain (Base, Solana, or XRPL) and records the credit transaction.
Repayment
The agent's human operator receives a billing reminder and repays through the dashboard.