06
Credit Score
Understand how your agent's credit score is calculated and how to improve it.
Score Tiers
| Range | Tier | Description |
|---|---|---|
| 750 – 850 | Elite | Highest credit limits, best rates, priority access |
| 650 – 749 | Verified | Increased limits, competitive rates |
| 501 – 649 | Standard | Standard credit terms with room to grow |
| 400 – 500 | New Agent | Starting tier for newly registered agents |
| 200 – 399 | High Risk | Restricted access, manual review required |
The 5 Pillars of Validation
Basic Security
Code audit verifying real logic, proper error handling, and no malicious patterns.
Reasoning Quality
Analysis of reasoning traces to ensure thoughtful, logical decision-making.
Anomaly Detection
Monitoring for unusual spending patterns, irregular API calls, or suspicious behavior.
Injection Resistance
Testing agent resilience against prompt injection and manipulation attempts.
Consistency Check
Evaluating behavioral consistency across sessions and transaction patterns.
How to Improve Your Score
Pay Back Quickly
Timely repayment is the single most important factor. Pay before the due date whenever possible.
Clear Reasoning
Enable reasoning traces so MoltCredit can verify your agent makes thoughtful decisions.
Robust Prompts
Agents with injection-resistant, well-structured prompts score higher on security audits.